Home insurance might not be your favorite thing to think about, especially if you get a scary letter saying that your policy has been nonrenewed or canceled. Wait – can they even do that? Just drop your home insurance policy and leave you with no coverage? Well, the answer is yes, in certain circumstances. But first of all, we have to explain the difference between your policy being nonrenewed and your policy being canceled – they’re two different things, and the distinction makes a difference when you’re trying to get home insurance after losing your coverage. We’ll explain what nonrenewal is, what cancellation is, and why home insurance companies cancel insurance.
July 28th is a very important day in the insurance world – and it’s one that we encourage you to observe! It’s National Insurance Awareness Day. Okay, okay, we get that insurance might not be the most exciting thing in the entire world. You might wonder why you should care about a day devoted to insurance of all things. While the Fourth of July might be a tad bit more exciting, that doesn’t mean National Insurance Awareness Day should be overlooked.
Working on the side of the road as a tow truck operator can be dangerous and, at times, frightening. Many of the risks you and your drivers face aren’t under your direct control – for example, you can’t stop someone else from texting behind the wheel, and you can’t make it stop raining. But you can do your best to create a culture of safety at your business in an effort to keep your drivers out of harm’s way.
What’s a culture of safety, you may ask?
It means that safety is a fundamental part of what your business is. Safety is so deeply ingrained in your tow truck business that it influences how your employees act and go about their jobs.
So, how can you create a culture of safety?
Let’s take a look at these seven tips for creating a culture of safety.
Getting a mortgage and being a homeowner can get complicated. There are a lot of details (and a lot of paperwork) that go into buying a home…and one of those things is home insurance. See, if you have a mortgage, you may be required to carry certain levels of insurance for your house (call it a caveat.) If you don’t get the necessary coverage, you might get stuck with force-placed home insurance. What’s force-placed home insurance? We’ll explain.
Things happen. Sometimes we accidentally forget to pay the car insurance bill. We might have a tough month financially and just not be able to cover the bill. Whatever the reason is, the car insurance bill didn’t get paid and your auto insurance has lapsed. The question you’ve got now is what do I do if my car insurance lapses? What could happen? We’ll explain what you need to do and what the potential consequences could be.
If you have a tow truck business that does repo you know that your line of work comes with lots of risks – there are the incidental risks of driving and towing, of course, but there are also risks specific to repo that you’re exposed to every time you go on a job. And that’s why it’s so important to get the right tow truck insurance for your repo business. But how much does repo insurance cost? We’ll explain what wrongful repo insurance is and how much insurance for a repo business costs.
The InsuranceHub family has got some great news! Our very own Ed Hemmer will be stepping up to lead our brand-new transportation department, and he will be acting as Associate Vice President of Transportation. We are all so excited and happy for Ed, and we want to take this chance to both say “Congratulations!” and explain a bit about what the new department is going to look like.
Life doesn’t always go as planned. And that’s why they invented insurance. Your home insurance policy will protect you from a financial loss if something happens to your home and it will cover your legal liability for many situations. But there are certain things that home insurance simply doesn’t account for. Check out the following insurance policies that you might not have – but that you might need.
Running a tow truck business is hard work. It takes a certain kind of person to succeed as a tow truck operator. You have to be extremely driven (pun intended) and very determined. Multi-tasking and juggling are key – you have to manage your employees, maintain the tow trucks, pay the bills, organize the paperwork. Needless to say, you’re a busy person. But guess what? We’ve got some tips for running a successful tow truck business.
Trampolines can provide hours of entertainment. Kids love them and could probably bounce all day if you let them. For some reason, jumping up and down never gets old. But trampolines aren’t necessarily the safest activity for kids. In fact, the risk of injury (strains, sprains, broken bones, fractures, and head injuries) is so great that the American Academy of Pediatrics advises against allowing youngsters to bounce on trampolines. But if you have a trampoline or you’re going to get one, there are a few trampoline safety tips you should follow to reduce the risk of someone getting hurt.