28 Feb
2018

What’s a package policy? (Hint: You can save on business insurance)

by Katelyn Betts | in Business Insurance, Insurance

If you’re like a lot of business owners out there, you’re probably worried about the cost of business insurance. And we don’t blame you – insuring a business, even a small one, can get pricey quickly.

But don’t worry:

We’re going to explain how you can save money on business insurance. We’ll tell you what a commercial package policy is and what a BOP is. We’ll outline some of the benefits of getting this type of insurance (we already mentioned one perk in the title of this article.)

So. Without further ado, let’s get started.

26 Feb
2018

Ten home insurance exclusions you need to know about

by Katelyn Betts | in Home Insurance

Home insurance is there to protect your home from losses. It’s also there to give you some peace of mind – there’s enough stress in life without worrying about how you’d pay for damage to your house if disaster struck. However, it’s really important that you understand what your home insurance policy covers. Home insurance policies have exclusions, or losses that are not covered – meaning that if that particular loss hit your home, the insurance company wouldn’t pay for it. We’ll go over ten common home insurance exclusions and explain how you can cover gaps in your insurance.

21 Feb
2018

InsuranceHub eagerly awaits the 3rd annual Sip & Swine BBQ Festival

by Katelyn Betts | in Insurance

There’s a very special event coming up, one that our InsuranceHub team has been looking forward to for a very long time! We’re talking about the third annual Sip & Swine BBQ Festival at Coolray Field in Lawrenceville. We’re getting excited about having a great time at the festival. The event will be held this March 2^nd – March 3^rd. (It’s a Friday and Saturday event, but it opens to the public at 3 p.m. on Friday the 2^nd.)

InsuranceHub is not only happy but honored to be this year’s Grand Champion Sponsor. Lots of our employees will be coming out to volunteer at the festival and run our InsuranceHub booth – and we’re going to break out our fancy Spinning Wheel of Prizes!

But you’re probably wondering what we’re getting so excited about. We’ll explain.

21 Feb
2018

What is business interruption insurance (and does my business need it?)

by Katelyn Betts | in Business Insurance, Insurance

Most business owners would probably agree that a major worry is having to close the doors temporarily due to a fire or another loss. Experiencing a business interruption throws everything into chaos. Of course, you have property insurance to help you get back on your feet and cover the expenses of repairs or rebuilding.

But here’s the kicker:

Property insurance will most likely not cover moving to a temporary location if you have to close for a short time. What’s more, property insurance also probably won’t reimburse you for the income you lost while you were closed.

However, there’s good news:

Business interruption insurance (or business income insurance) can help your business weather a loss that forces you to close your doors, such as a fire, vandalism, natural disasters, and equipment damage. While it’s often forgotten and neglected, business interruption is a very valuable type of coverage.

Let’s see what it’s all about.

19 Feb
2018

What you need to know about bundling your home and auto insurance

by Katelyn Betts | in Home Insurance, Insurance

You’ve probably seen some insurance commercials that talk about bundling your home insurance and auto insurance. Maybe you’re wondering what’s so great about bundled insurance policies. Can bundling your home and auto insurance really help you save money on your home insurance? Bundling comes with numerous advantages, but there are also some things you have to consider when asking yourself if you should bundle your home and auto insurance. We’ll explain what you need to know.

14 Feb
2018

How crime coverage can protect your business from employee theft

by Katelyn Betts | in Business Insurance, Insurance

While it’s important to trust your employees and foster positive relations with the people you work with, it’s also important to be aware of the risk of fraud and protect your business against employee theft. There are steps you can take around your premises to prevent employee fraud, but another way to protect your business from this very common occurrence is to consider crime coverage for your business. We’ll explain how crime insurance can help your business if you ever experience employee theft.

12 Feb
2018

What does a typical homeowners insurance policy cover?

by Katelyn Betts | in Home Insurance, Insurance

Your home is probably one of the largest investments you’ll make in your life. Homeownership comes with many benefits, not to mention the pride of owning your own house. However, there are some more complicated aspects of being a homeowner (besides figuring out what color to paint the kitchen.) One of those complicated things is buying home insurance. You might be wondering what exactly homeowners insurance covers and how it protects your house. We’ll go over five different areas that home insurance covers and explain how home insurance protects your home.

07 Feb
2018

What is physical damage coverage and does my tow truck business need it?

by Katelyn Betts | in Insurance, Transportation

Sometimes we run into bad luck. Running a tow truck business, you know that anything can happen – you face a lot of risks, and sometimes those risks catch up with you. Tow truck insurance exists to help your business out of tight spots and protect your towing operation, but there are a lot of coverages out there that you ought to consider before being satisfied that your business is protected from anything the road can throw at you (or any trees that could fall on your tow trucks – we’ll explain in a second.) One of those coverages is physical damage coverage. We’ll explain what physical damage coverage is and how it can protect your business.

05 Feb
2018

Debunking 12 car insurance myths: The truth about auto insurance

by Katelyn Betts | in Auto Insurance

Good information is hard to find. When it comes to insurance, and car insurance in particular, there are a lot of myths and rumors out there. And a lot of them sound completely reasonable when you apply a certain type of logic to them. However, as is the case with much gossip, these myths are not the real truth about auto insurance. We’re going to have some fun debunking twelve car insurance myths.