27 Sep
2017

How to retain your employees and reduce turnover at your business

by Katelyn Betts | in Business Insurance

Seeing your employees move on from your company is bittersweet. You’re happy that they found an opportunity and that they’re making a forward move in their careers, but…why’d they have to leave? What are you going to do now that you have a vacant position? It’s back to the drawing board of hiring, and that means advertising the job, interviewing, onboarding, and training. It also means being prepared to handle hiring risks. Yikes. On top of that, the employees who leave know how things work. They’re efficient, and their experience is invaluable.

It’s important that you’re able to keep your employees at your company. In order to make your company the best place to ever work, it’s important that you take steps to keep people at your business – and here are some tips to do just that.

25 Sep
2017

The Good Student Discount and how to save money on teen car insurance

by Katelyn Betts | in Auto Insurance

Ah, who doesn’t love the satisfaction of getting a good discount? 10% off those shoes that you really like? Done. 20% off a new jacket for winter? Excellent. 15% off the next book in the series you’re reading? Nice. But what about a magical auto insurance discount that can help you save on your teenager or young adult’s auto insurance?

Audience: Oooh, ahhh.

Now, now, before you start think that this is too good to be true (and refusing to ooh and ahh) let us explain. We’re talking about the “Good Student Discount” that many insurance carriers will offer for young drivers. It’s not a myth. It’s a real thing. And you can save on your soon-to-be skyrocketing auto insurance premiums!

20 Sep
2017

Tips for keeping your employees safe while they handle cash

by Katelyn Betts | in Business Insurance

The world sometimes seems like it’s driven by money. If you have a business that handles lots of cash on a regular basis, for instance, a restaurant or retail store, you understand. But as great as money is, having cash on-hand creates risks for any business. Cash registers and cash drawers instantly make your business a target for theft and hold-ups. As a business owner, you want your employees to be safe. You don’t want them to get hurt because of the money they handle. We’ve got some tips that will help you establish policies for safe cash handling at your business and lower the risk of something bad happening.

18 Sep
2017

Do I need to get rental car insurance from the agency?

by Katelyn Betts | in Auto Insurance, Insurance

Renting a car is stressful enough. When you walk up to the counter to get a car, possibly after a long day of traveling or being stranded waiting for a tow truck, you’re already at wit’s end. Then you get bombarded with the questions about insurance. The rental car agency person looks at you expectantly as you blink at them and wait for your brain to play catch up.

There are a lot of different options the smiling person behind the counter offers you, and they all sound like coverages that you need for a reasonable cost. But before you answer yes, it’s important that you take a minute to consider your own auto insurance. The coverage that you have on your auto insurance can greatly impact the answer you give them, as can your home insurance and even health insurance.

13 Sep
2017

How to avoid employment practices liability when you’re hiring

by Katelyn Betts | in Business Insurance, Insurance

Hiring can be an ordeal. First, you have to figure out what exactly you need. Then you have to come up with the job description and application. Then there’s interviewing all of the eager applicants who want to wow you. Then there’s the selection process, and on-boarding, and training…Eeesh. The last thing you need to come from all of that hard work is someone bringing a lawsuit against your business for discrimination. Hiring is one of the most eggshell-walking times for employers because of the risk of unintentional discrimination that could result in hefty employment practices lawsuits. We’ve put together some tips for you to make sure that you’re going by the book when you’re hiring so you can avoid employment practices risks.

11 Sep
2017

The fundamentals of insuring your dream vacation home

by Katelyn Betts | in Insurance

If you have a second home of some sort, whether it’s a house or vacation home, you might be wondering how to go about insuring it. You know the drill with insuring a primary residence, but what about a home that you’re not planning on living at full-time? Well, you’re right to wonder – insuring a second home will look different than insuring your first and primary home. We’ll go over the coverages you might need for your vacation home.

06 Sep
2017

The oxymoron that is inland marine insurance and why it’s important

by Katelyn Betts | in Business Insurance, Insurance

Question: What’s inland marine insurance?

Follow-up question: Does it have anything to do with boats, by chance?

Welcome to the world of confusing insurance terminology! Inland marine insurance is a way for businesses to fill gaps that might be in their coverage. Coverage gaps are not good for businesses – you wouldn’t carry an umbrella with holes in it into a rainstorm, would you? Nope. So, the point is that you need to make sure that you don’t have any gaps in your business insurance. Some aspects of your business might not be covered elsewhere in your insurance plan, and that’s where inland marine can help. We’ll explain how.

04 Sep
2017

4 tips to protect your home from a power surge

by Katelyn Betts | in Home Insurance, Tips

In today’s technological age, we’re coming to depend more and more on our electronic devices. Our phones, laptops, and TVs have a special place in our hearts. We’ve convinced ourselves that we can’t live without them. Aside from our crucial and beloved devices, there are our household appliances/necessities—washers, dryers, microwaves, and other machines that we’ve come to rely on. And what about our lights? We need our overhead lights to see what we’re doing. The common factor of these necessities is electricity. We can’t get around it—electricity powers our lives. Electricity is good, right?

Well, too much of a good thing can be a bad thing. If there’s an upswing in the amount of electricity flooding into our homes, it can lead to a power surge. Basically, a power surge happens when the amount of voltage pouring into our devices or appliances surpasses the safe level for our home and overloads it with electricity. While not all power surges spell death for our devices, there’s a definite possibility that they will leave our electronics fried.

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Month: September 2017