Okay, we get it. Taking a home inventory is hardly an exciting way to spend a weekend. Walking around, writing things down on a clipboard…yeah, maybe not the most fun thing to do on a Saturday. But it is very important when it comes to your insurance. A home inventory is basically a list of all the items in your house. No one wants or asks for their home to be destroyed, but if the unthinkable happens and a fire or burglary strikes your house, you’ll be better off if you have a detailed list of everything you own.
You decide to stop at the grocery store for some milk and eggs on your way home from work. You’re gone for maybe ten minutes, but by the time you wander out of the store and into the parking lot something terrible has happened. You squint as you approach your car—something looks funny about that window…
And just like that, your day, which has been great so far, isn’t very great anymore. Your car has been broken into. And you’re not alone, either. According to the Insurance Information Institute, almost 710,000 vehicles were reported stolen in 2015, and CNN reports that 1.85 million car thefts (break-ins) occur every year.
If this ever happens to you, there are a few things that you can do that will help the police and your insurance company help you. We’ve created a list of seven tips.
No two businesses are the same. This is especially true when it comes to tow trucks. Your business, whether it’s a tow-truck company or an auto shop, has its own fingerprint, and this fingerprint plays a large part in deciding what kind of insurance you need. And once you find the right coverage for you, there are lots of different factors that go into determining the cost of your insurance premium.
To take some of the mystery out of your insurance rates, here are some details about your business that will impact your premium:
Ah, what would we do without our cars? They’re faithful. Reliable (usually). An extension of ourselves. We spend hours upon hours in our cars—stuck in traffic, commuting to work, going grocery shopping, running errands, meeting friends. In fact, according to AAA, Americans spend 17,600 minutes a year driving. That’s about 290 hours, or twelve whole days. The amount of time we spend with our cars makes them become part of our personal space. We care about our cars.
So if someone were to ever break into your car, you’d feel violated. Betrayed. Unsafe. That car is your space. It belongs to you and it’s one of your best friends. It just happens to be a best friend that you’re required to leave unattended for hours at a time since you can’t exactly bring your car into the office or house with you. Someone breaking into your car and rifling through your belongings is as personal as if they broke into your home. It would be a nightmare.
Cars break down—it’s a known fact and one of the fundamental truths of Murphy’s law (anything that can go wrong, will go wrong.) And when things go wrong with a car, who ya gonna call? A tow truck, of course. Whether it’s a collision or a breakdown, tow trucks are an essential part of making an extremely stressful day less stressful. If your business offers tow truck services, your trucks have been tasked with the important job of rescuing stranded cars and getting them to the shop safely.
We at InsuranceHub are honored to have been awarded the Best of Gwinnett Award from Gwinnett Magazine in three categories: Best Insurance Firm, Best Auto Insurance, and Best Homeowners Insurance.
We’re absolutely delighted that we’re considered one of the best in these categories!
Gwinnett Magazine is a business and lifestyle magazine that covers the happenings of Gwinnett County, where our main campus is located. The Best of Gwinnett Awards, sponsored by the publication, are based on nomination and votes. The first step is receiving a nomination in any of the categories—and there are a lot of categories! Once the nominations have concluded, the voting begins (the voters being readers of Gwinnett Magazine.) There are fifteen finalists for each category. The top five are awarded ‘Best of’ status, the next five are given ‘Among the Best’ status, and the final five are given honorable mentions.
We are so glad to have received this award! We take pride in offering excellent service and in getting our customers the right coverage for them. Our mission is to provide you with a variety of honest choices while also providing competitive rates when it comes to your insurance. We value each one of our customers, so here’s a big thank you, Gwinnett County, for voting for us as the Best of Gwinnett in the Insurance Firm, Auto Insurance, and Homeowners Insurance categories! We’re thrilled to have been recognized as one of “the best.”