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Month: November 2016

29 Nov
2016

Fire pits and home insurance

by InsuranceHub | in Home Insurance
Fire pits and home insurance

Are fire pits covered by my homeowner’s insurance policy?

There is something nostalgic about sitting around a fire with friends and family toasting marshmallows and eating s’mores! In fact, some of your fondest memories may come from sitting around a fire.

It is no wonder then that fire pits have become very popular in recent years.

This fact raises a few questions:

  • Is my outdoor fire pit covered by my home insurance policy?
  • Does it matter what kind of fire pit I have?

Read More

Tagged fire
22 Nov
2016

Will home insurance cover my solar panels?

by InsuranceHub | in Home Insurance
Will home insurance cover my solar panels?

Here’s a sample scenario: Imagine you just invested $30,000 in a solar panel system for your home. After all, who doesn’t like benefits like these:

  • Saving money on their electricity bill
  • Selling electricity back to the power company
  • Living off-grid when the power goes out

But, what about high winds and hurricanes that can rip the roof off your home, taking your solar panels with it? Whether you live off the coast of Florida, Texas, North Carolina, or Georgia, you know what we’re talking about. 150 mph winds can RIP and WRENCH a solar system off of a roof off in moments. Then, when the winds subside and the dust settles, you are then left with the question: Will my home insurance cover my solar panel system?

Read More

Tagged solar panels
17 Nov
2016

Sexual harassment in the restaurant workplace

by InsuranceHub | in Business Insurance
Sexual harassment in the restaurant workplace

Before we begin, just take a guess at how many female restaurant employees claim sexual harassment by their own management…

“Unfortunately, it’s just become the societal norm, and we have all accepted it and we all hate it.” —Woman bartender in Houston

In a moment we will tell you how many, but first, how would you define sexual harassment? If you have employees like the managers talked about in this article, you might have a very different definition than the law. This spells trouble for you and your restaurant.

Sexual harassment includes any of the following:

  • Sexual jokes and innuendos
  • Sexual advances and propositioning
  • Inappropriate touching
  • Groping

Read More

Tagged restaurant, sexual harassment
15 Nov
2016

20 famous quotes to improve your restaurant’s customer service

by InsuranceHub | in Business Insurance
20 famous quotes to improve your restaurant’s customer service

Restaurant insurance can help cover you from a lot of things, but it can’t protect you from complaints about bad service

We have recently discussed how 80% of all restaurants will close within 5 years. Your customers will only be faithful as long as you can provide:

  • Excellent customer service
  • Excellent products
  • Excellent experiences

Business trainer Jeffrey Gitomer tells us, “Your customers are judging every aspect of every transaction and rating everything, from the friendliness of people to the ease of doing business, to the quality of product to service after the sale.” If you miss just one of these, it could result in negative reviews on Google, Urban Spoon, or Yelp.

Negative reviews can be the death knell to a restaurant. In this article, we will talk about the importance of providing excellent service to your patrons. Sadly, many restaurants that serve excellent food are destroyed simply by bad customer service.

Read More

Tagged customer service, restaurant
10 Nov
2016

Save on Energy Costs This Winter

by InsuranceHub | in Home Insurance, Tips
Save on Energy Costs This Winter

Winter officially begins in just over a month, but winter weather is already here! With temperates in the 40s the last few days, you’ve probably already started turning on the heater, pulling out the blankets and dreading the increase in your upcoming energy bills.

By reducing your energy use this winter, you can, in turn, lower your energy bills

Read More

Tagged winter
08 Nov
2016

Host Liquor Liability Checklist

by InsuranceHub | in Business Insurance
Host Liquor Liability Checklist

Ignore this 8-point Host Liquor Liability Checklist at your own risk:

If you use liquor to entertain clients, then read closely. The law states that the consequences of an accident connected with the serving alcoholic beverages may fall on the party that served the alcohol.

So, who does this affect?

Do you serve wine, beer or booze at a:

  • Bar?
  • Tavern?
  • Restaurant?
  • Hotel?
  • Events?
  • Office parties?
  • Company-sponsored parties?
  • Client meetings?

Wise business owners see the consequences down the road of serving alcohol. Inexperienced business owners must suffer the consequences. How about you? Where do you fit in? By taking a proactive approach to this, you can avoid many headaches later on.

Read More

Tagged business liability, liquor, restaurant
03 Nov
2016

What lessons can you learn from Denny’s restaurant?

by InsuranceHub | in Business Insurance
What lessons can you learn from Denny’s restaurant?

Denny’s has been in the news many times over the years. This time, it’s for racial discrimination and the following lawsuit.

What practical lessons can your restaurant learn from this? In this lawsuit, an Illinois African American family sued the restaurant chain for racial discrimination and they won. The jury awarded the family $600,000.

Read closely to their claims:

  • A white waiter deliberately ignored them
  • Later, the waiter used racial slurs when the family finally did get service

One of the family members hopes that the award by the jury sends a message to the restaurant chain. But what about your restaurant?

Read More

Tagged restaurant
01 Nov
2016

Tips to prevent restaurant break-ins and robberies

by InsuranceHub | in Business Insurance, Tips
Tips to prevent restaurant break-ins and robberies

Will you learn from these restaurant robbery lessons?

We did a quick search on the internet for restaurants that were robbed and broken into.

When we Googled this, here is what we found:

  1. NASHVILLE — East Nashville restaurant Hunan Express was burglarized early Thursday morning.
  2. ATLANTA – Police are investigating a violent ambush robbery at a popular Inman Park restaurant.
  3. CHARLESTON — Police are investigating a reported break-in at a restaurant on the West Side of Charleston.

Read More

Tagged restaurant

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