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Month: October 2016

27 Oct
2016

Sinkholes, wildfires and earthquakes: Will your home be protected?

by InsuranceHub | in Home Insurance
Sinkholes, wildfires and earthquakes: Will your home be protected?

Welcome to part three of the series: “Will your home be protected from these Natural Disasters?”

In part 1 we addressed hurricanes and in part 2 we discussed tornadoes and hailstorms.

Today, in part 3 we will discuss:

  • Sinkholes
  • Wildfires
  • Earthquakes
  • Landslides

Read More

Tagged earthquakes, natural disasters
25 Oct
2016

Is your LuLaRoe inventory insured?

by InsuranceHub | in Business Insurance
Is your LuLaRoe inventory insured?

Chances are, if you’re reading this article, then you likely have racks and racks of clothes sitting within viewing distance.

You’ve got your shipping down, you have been having pop-ups, you’ve got a Facebook group going and you have probably been selling quite a bit. You’re also probably investing money to grow your inventory. 

What started out as a hope and a dream is now your real business. Your inventory is likely worth somewhere between $5000 and $20,000 wholesale. And guess what? Everything you have built is not insured.  Your home insurance policy isn’t built to cover your business. A small kitchen fire could ruin your entire inventory with smoke smell. Theft, slip and fall, or even a car accident with your inventory in transport could not only put you out of business but also put you at risk of a lawsuit. 

Read More

Tagged home-based business, LuLaRoe
20 Oct
2016

Tornadoes and hailstorms: Will your home be protected?

by InsuranceHub | in Home Insurance
Tornadoes and hailstorms: Will your home be protected?

Part 2: Tornadoes and hailstorms

In our last article, we addressed the question “Will my home be protected from hurricanes? In that article, we discussed hurricanes and the lessons that will prevent us from suffering an unnecessary loss. In today’s discussion, we will address tornadoes and hailstorms.

Quick question before we begin: Do you think that you will be protected with your current home insurance policy in the case of a tornado or hail storm? Let’s find out together:

Read More

Tagged hail, natural disasters, tornado
18 Oct
2016

Hurricanes: Will your home be protected?

by InsuranceHub | in Home Insurance
Hurricanes: Will your home be protected?

Part 1: Hurricanes

Natural disasters. These words can send shivers down your spine. It seems like every day we hear about another natural disaster as they seem to rise to Biblical proportions: hurricanes, tropical storms, earthquakes, tornadoes, etc.

As a homeowner, just because you may have home insurance, it doesn’t mean you will necessarily be covered in the case of a natural disaster with your current policy. You may be wondering, “How can that be?” Well, let’s find out together as we look at the most common natural disasters that hit the United States each year.

Will your homeowners protect you from Hurricanes?

Normally when you think of hurricanes you think of coastal towns like Galveston, Texas. The facts are though that hurricane winds can cause damage to cities that may normally not be prone to hurricane damage. For example, all you have to say is the name “Sandy” and now you have New York and New Jersey paying close attention too.

Read More

Tagged hurricane, natural disasters
13 Oct
2016

Commercial Kitchen Safety Checklist

by InsuranceHub | in Business Insurance
Commercial Kitchen Safety Checklist

If you have a restaurant, deli, or food preparation kitchen, then read closely. We realize that restaurant insurance can be expensive. In fact, it can be quite expensive, especially when you have accidents in your kitchen.

But, here’s the thing: many commercial kitchen accidents and injuries can be avoided when safety procedures and policies are set up.

When safety is ignored, it’s only a matter of time before there are accidents. Remember that restaurant kitchen accidents only make insurance rates go up. So, doesn’t it make sense to implement these checklist points in your kitchen and food prep area?

Read More

Tagged restaurant
11 Oct
2016

Proper safety training could help save your restaurant

by InsuranceHub | in Business Insurance
Proper safety training could help save your restaurant

Did you know that back in 2012, over 616,000 restaurants opened nationwide?

That’s 616,000 restaurants similar to yours. That is a heck of a lot of competition. However, some resources quote that up to 60 percent restaurants close or change ownership in the first year, which means that roughly 369,000 restaurants closed within their first year of business. What’s worse is that about 80 percent (492,000 restaurants) close within five years.

Read More

Tagged restaurant
06 Oct
2016

Breast Cancer Awareness Month

by InsuranceHub | in Insurance
Breast Cancer Awareness Month

October is Breast Cancer Awareness Month. If you haven’t already seen an increase in the amount of pink you see each day, you will soon. Since the National Breast Cancer Awareness Month was founded in 1985, there’s been a definite rise in the public awareness of breast cancer.

Read More

Tagged breast cancer
04 Oct
2016

Home Insurance Drones Encircle Texas

by InsuranceHub | in Home Insurance
Home Insurance Drones Encircle Texas

How surprised will you be when you see an insurance drone circling your Texas home?

Here is the thing: insurance companies paid out billions of dollars worth of hail & storm insurance claims so far this year. For example, here are some of the claims in Texas:

  • San Antonio got hammered with grapefruit-sized hailstones up to 4.5 inches in diameter that knocked out windows.
  • Wylie, Texas, was hard hit with softball-sized hail that shattered car and home windows.
  • The Dallas-Fort Worth metro has been hit with thunderstorms that produced hail to the size of golf balls and tennis balls.

Read More

Tagged drone

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