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Month: September 2016

22 Sep
2016

Should I file a roof hail damage claim?

by InsuranceHub | in Home Insurance
Should I file a roof hail damage claim?

Should you file a roof hail damage claim after a storm? Maybe, but it is important to note not all damage merits a claim. So what should you do if you suspect you have roof hail damage? Get it inspected.

Read More

Tagged hail, roofing
20 Sep
2016

Generator safety tips to protect your family

by InsuranceHub | in Tips
Generator safety tips to protect your family

Let’s discuss the dark side of home generators…

If you are intrigued by the idea of having a backup generator in case the power goes out, or from a tree falling on a power line, then you are not alone. Backup generators have become very popular since they have become more affordable for homeowners.

However, they do have a DARK side. In this article, we’ll discuss the following:

  • What is a generator?
  • Which one should I get?
  • What are the common dangers associated with generators?

Read More

Tagged electrical, safety tips
15 Sep
2016

Lightning and your electronic equipment

by InsuranceHub | in Home Insurance
Lightning and your electronic equipment

We don’t have to tell you how dangerous a lightning storm can be.

Downright scary! Lightning strikes can cause home fires. Another potential lightning threat is blowing up all of your electronic equipment. Just suppose your new $4,000 TV was hit by lightning.

Poof! Your TV is gone in a microsecond. Can this really happen? Most definitely, yes! Lightning and sensitive electronic equipment do not mix!

Read More

Tagged electronic equipment, lightning damage
13 Sep
2016

Do you have a fire bomb hiding in your closet?

by InsuranceHub | in Home Insurance
Do you have a fire bomb hiding in your closet?

You might be surprised how many flammable products you keep in your home and garage.

The following can ignite or explode if stored improperly:

  • fuels like kerosene, oil, and gas
  • solvents like benzene
  • cleaning agents
  • thinners
  • adhesives
  • paints
  • propane

Read More

Tagged flammable
08 Sep
2016

Is A Pool Covered By My Homeowners Policy?

by InsuranceHub | in Home Insurance
Is A Pool Covered By My Homeowners Policy?

Let’s face it, swimming pools are fun.

The idea of kicking back and relaxing while you float around your pool is inviting, isn’t it? Some of our best memories of growing up revolve around being in our backyard pool with friends and family.

However, there is a dark side to pool ownership that few care to think about. Did you know that about 300 children under age 5 drown in their backyard swimming pools? The sad truth is that it only takes a second for a child to slip under the water to drown before anyone notices what has happened. This raises an important question: 

Are swimming pools covered under my home insurance policy?

Read More

Tagged pool
06 Sep
2016

Using your clothes dryer without burning down your house

by InsuranceHub | in Home Insurance
Using your clothes dryer without burning down your house

Having a washer and dryer in your home is definitely a modern convenience.

It’s certainly better than beating laundry on a rock down by the river, isn’t it? While doing laundry at home can be a blessing, did you know that it carries potential dangers too? Here is the thing: in the recent year, there were an estimated 16,800 reported U.S. home structure fires involving clothes dryers or washing machines. Sadly, there were 51 civilian deaths and 380 civilian injuries. The insurance companies sent out claims checks for almost $236 million for repairing direct property damage as a result of clothes dryer fires.

Read More

Tagged house fires
01 Sep
2016

Fireworks safety tips

by InsuranceHub | in Home Insurance, Tips
Fireworks safety tips

Fireworks look fun, don’t they? But are fireworks safe?

Yellow, green, red explosions in the sky captivate the minds and hearts of millions each holiday weekend. As fun as they are to watch, fireworks can pose a great danger to you, your children, and your home. In what way? Let’s talk about that.

Read More

Tagged fireworks

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