As we have discussed on insurancehub.com before, preventive maintenance is the key to protecting the investment of your house. Your roof can be compared to a helmet that protects your head. Just as a damaged helmet can make you susceptible to brain injuries, a damaged roof can make you susceptible to water damage, termites, and mold growth.
Think back to when you were a kid. What did you do when you heard thunder and saw lightning fill up the sky? Hide under the covers? Run to your parent’s room? Today, as adults we know and respect the power and danger of a lightning storm.
Ignoring these preventive maintenance tips is the same as just sitting back & watching your homeowners insurance skyrocket! Just as you need to eat healthy, take supplements and exercise regularly to maintain your health, their are certain things we all need to do to maintain our homes. Your home is probably the most expensive thing you’ve bought to date. Depending where you live, it could be anywhere from a hundred thousand to over a million dollars. That is a heck of a lot of money.
Hail storms cause everyone to stick the car in the garage and grab the kids to run inside. Let’s face it, just one short hail storm can cause a lot of damage very quickly. It can tear up your roofing shingles and cost thousands of dollars for the hail damage repairs. If you have suffered from hail damage, then you might be wondering who you should call to fix it. We want to help you to avoid some of the common mistakes homeowners make when selecting a roofing contractor.
If you are a parent and have children, then read closely to what we are about to discuss. Your children are precious to you and they mean everything.
For the past 22 years, I’ve run Steamatic, a company that specializes in “insurance loss,” which is the clean up, rebuilding & remediation that happens after water damage, sewer back up, fires and mold. During that time, I have noticed certain situations that could be prevented by maintenance.
It is importance to first understand how much damage and how quickly the damage will intensify when water enters your home. Here are some things to remember:
Want to learn a trick to turn your burglar alarm into a fire alarm system? Before we tell you, you might be wondering why you would need a fire alarm system in your home. Here are a few fire statistics that you might not appreciate yet:
Each year there are 369,000 home fires reported by the NFPA.
Or simply making a claim on your commercial property insurance coverage. Instead, you must manage your risk now. Recently, we talked about the importance of having a written emergency disaster plan for your business and this article is part 2 in this series.
